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Use this page to compare the theoretical spend maximums Visa defines for each card product. Visa sets the maximum amount each product can authorize at the point of sale (POS) in its BASE II clearing specification, the system Visa uses to clear and settle card transactions. These maximums differ by product type and by transaction type: credit and debit, prepaid, and account funding.
Treat these as Visa network maximums by product type, not as the limits Rain enforces on your program. Rain governs actual cardholder spend through the risk rules and per-card limits. To find a card’s product type, check the visaProductType field in your transaction reports.

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Maximum POS transaction amounts by product

Use the following table to compare the maximum amount you can authorize across the three POS transaction types for a selection of Visa products. All amounts are in USD.

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What’s next

Authorization, declines and risk rules

See the risk rules and thresholds Rain enforces on transactions.

Reporting field descriptions

Find the visaProductType and other fields in transaction reports.

Blocked MCCs and merchants

Review the merchant categories and merchants Rain blocks by default.