Reuse an Existing Verification

Choose between sharing a Sumsub token, sharing a Persona inquiry, or submitting your own encrypted KYC payload.

If you have already verified a customer somewhere else, you do not have to collect their identity again. Rain accepts a verification you already ran, so the customer is not asked twice for the same documents.

There are three ways in, and which one you use depends on where the verification already lives.

Choose your path

The following table compares the options:

If you	Use	What you pass on the application
Already verified the customer with Sumsub	Sumsub token sharing	sumsubShareToken, a single-use share token
Already verified the customer with Persona	Persona token sharing	personaShareToken, the ID of an approved inquiry
Hold the identity data yourself	Encrypted KYC submission	An encrypted payload, on the standard application endpoint
Use another supported vendor	Connect a vendor in your dashboard	The fields the consumer application endpoint lists for that vendor

Sumsub and Persona token sharing are both available for Consumer Card Programs only.

Sharing a verification does not skip screening. Rain still runs AML, PEP, and sanctions screening on every party, and still applies its country rules. See Verification requirements & screening.

Connect a vendor in your dashboard

Sumsub and Persona each have their own guide, listed in the Choose your path table. For any other supported vendor, connect it in your dashboard first:

1. Find the integration in your developer dashboard

   In your developer dashboard, go to the Config page and look for the External integrations section. The available compliance providers are listed there.

   

   External integrations in the developer dashboard

2. Activate the integration

   Click the plus icon next to your compliance provider. You’ll need to provide some information to enable the integration. For a worked example of what that involves, see Persona token sharing, which walks through activating a vendor and supplying its API key.

3. Share the verification on the application

   See the consumer application endpoint to learn how to use it. The endpoint documentation includes a list of the available compliance providers and the fields you must fill in to share your data.

What’s next

Share a Sumsub token

Request a donor key, add Rain as a recipient, and generate a share token.

Share a Persona token

Activate Persona, configure the inquiry template, and pass the inquiry ID.

Create a consumer application

The endpoint where you pass shared vendor data.